We have been in the factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's roller coaster rides and in having done so, can lend a helping hand to get you through any tough situations you might run into. We won't fold up shop when the times get tough, like some other factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's just about impossible for you to know which factoring company is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the ideal fit for your company - it could be us or another factoring company.

We have an enormous A-list of factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, after you take the time to run through your needs to us, we have all the confidence in the world that you will find precisely what you need..

Many factoring firms let you pick and choose your customers to factor. Although a handful of them usually require a minimum dollar amount before they'll work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will force you into factoring when you don't require it.

Many factoring firms fees are contorted. You'll need to rent a metal detector to uncover those fees. Be rest assured, We will not treat you this way.  We are totally upfront about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are funded by Wall Street money. We are a privately held company and don't answer to investors and boards. Same as you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We hear your story, understand your concerns. Based on that information we will put together a custom-built solution for you. Many accounts receivable factoring firms notably the Silicon Valley ones first and foremost trust an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't overlook the fact that the factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to work on them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Keep your eye on negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to use the latest technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. Many other companies don’t even come close.